The Families First Coronavirus Response Act authorizes a variety of programs related to the coronavirus such as paid sick leave, expanded unemployment benefits, free virus testing, nutrition benefits and other programs. More information is detailed throughout this document.
The Coronavirus Aid, Relief, and Economic Security (CARES) Act aims to help small businesses, the self-employed, employees and others who are struggling financially. More information is detailed throughout this document.
CARES Act Cash Payments
Most individuals earning less can $75,000 will receive a one-time cash payment of $1,200 and an additional $500 per child. Those earning over $75,000 and up to $99,000 will receive a phased down payment. The individual or couple must have filed taxes in 2018 or 2019 (except those that receive Social Security) in order to receive this payment.
Small Business Loans
The Small Business Administration (SBA) can provide low interest loans to small businesses. They have special loans for businesses who have experienced economic injury due to the Coronavirus. SBA Coronavirus website
Unemployment Insurance & Paid Family Leave
The California Employment Development Department (EDD) issued a press release on March 20th with updates to their programs. Workers who are temporarily unemployed or have reduced hours due to COVID-19 can apply for unemployment. The 1-week unpaid waiting period has been waived. The CARES Act increases the unemployment benefit amount by $600 per week and extends the benefit period. Paid Family Leave is available for those who are employed, but unable to work due to having to care for a child or family member.
“Pandemic Unemployment” for Self-Employed and Gig Workers
The CARES Act creates an unemployment benefit for self-employed, freelancers and contractors. It is still unclear how to apply for the Pandemic Unemployment. This is a federal program, but the application will likely be through EDD. Stay tuned.
Paid Sick Leave
Employees can take sick leave to care for a child under 18, or if they are sick or over 60 years old. The Families First Act requires employers to provide two weeks of sick leave if the employee is unable to work because of COVID-19. The ACT also authorizes a tax credit equivalent to two weeks of sick leave for those that are self-employed.
CalWORKs and Cash Aid
Special financial assistance, called “diversion payments” may be available to some families through CalWORKs to address a specific crisis or item of need. Current CalWORKs recipients should contact their worker if they need additional support. New applicants can apply for CalWORKs by calling: Fort Bragg 1-877-327-1677 or Ukiah 1-877-327-1711
Income Tax Statements
The deadline to file your 2019 income tax forms is now July 15, 2020.